I live in a condo. my master bedroom got flooded from water damage caused by water coming out of the shower?
March 21, 2010 by
Filed under condo water damage
I live in a condo. my master bedroom got flooded from water damage caused by water coming out of the shower drain and toilet. My insurance decided that they will not cover it because of an eclusion in the policy stated they don’t cover water damage caused by sewer backup or drain backup. The problem happened when the pipe in the building somewhere burst. They called the plumbers. Plumbers turned off the water. when they were finished, they turned the water back on and all the water started flooding in my bathroom and into the bedroom. They turned the water back off and rotted out the drain or pipe in the building and found a lot of junk that somebody had flushed down the toilet and they said that this was the cause for the flooding in my unit. So my insurance isn’t covering it. Who should I go after now? Should i go after my condo association or go after the plumbers who came to work on the problem? Or should I sue my insurance company. somebody has to pay!! and it’s not going to be me!!
Condo Association or its insurance must pay.
The plumber may ultimately have to pay but your claim is with the condo association that hired them.
Whoa, good luck with that. You see, the problem is that you can’t show that it wasn’t YOUR toilet that caused the backup.
Ultimately, the condo assciation will probably pay for the repairs.
Assuming the Condo Association hired the plumber, I would send a demand letter to the Condo Association and the plumber.
If they don’t pay, I would name both in a lawsuit.