An Introduction to Condo Hazard Insurance

It is a popular misconception that if you own a condo that your landlord’s master policy has you covered. This couldn’t be further from the truth. Most master policies provide coverage for the building itself but as far as your personal belongings are concerned, you are on your own unless you take out a condo [...]

How much condo hazard insurance should I carry?

I bought the condo for 95k. The HOA insures from the studs out. My personal property is worth approx 10k. It has 2 bed 2.5 bath, a living & dining room totaling 1024 sq ft with a 512 sq ft basement.
The inside is basic with mostly carpet and vynal, basic countertops, appliances, and shelving.