If you own a condo- is Condo Insurance necessary or the Homeowners Insurance be enough?

The condo owner under my unit said that my AC unit was leaking on her ceiling – how much will it cost me to fix it? – How do I handle this? I do not have Condo Insurance?

Condo Homeowner’s Insurance in Fl?

“Coverage A (Dwelling) applies to the structure you inhabit. This would cover the dwelling, attached structures (such as a garage) and permanently installed property (such as wall-to-wall carpeting).”
“Coverage C (Personal property) applies to the content of the dwelling. There are dollar limits on specific items that you should be aware of because if your [...]

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