Is anyone familiar with Malibu Bay Club condo complex in Malibu, CA?
No these are the prices to buy. No place in Malibu would cost that much to rent a month.

And if so, do you know some of the specific companies who do this? And how I should market this out to them? And whether or not they pay a little bit above average market rate?

Yes I could ask the board, but then how would you earn Answers! points?

Yes, most (if not all) condo associations have homeowners insurance policies for their properties. These policies protect them from damages to the exterior structure of the building that could cost a fortune to repair, damages to the grounds courtesy of thunderstorms, drunk drivers and other natural and unnatural disasters and damages to the main lobby. That’s it. Their insurance coverage only goes as far as their personal investment does-and it stops at the hamster sized crawl space between the exterior and interior walls of your condo.

Where does that leave you as a condo owner? Out in the cold if the damages happened to be to your possessions or the inside of your unit. Your condo association’s homeowners insurance policy offers you absolutely no protection against theft, interior water or fire damage, personal liability if someone takes a tumble down your stairs and decides to sue or if you, your children or your pets cause any damages to the common areas of your condominium.

If you do the math, these losses and damages can really add up. The average condo costs over $350,000, and condos in NYC and other major urban centers often sell for a cool million or higher. That’s a lot of money to lose if your unit happens to burn to the ground and you decided not to buy a homeowners insurance policy. Not only are you going to be left holding the bag on a $300,000+ mortgage belonging to a property you don’t even technically own anymore, you also now have to find a new place to live.

Then there are the losses you’re going to suffer in terms of personal possessions. How much do you think all the “stuff” in your condo is worth? Don’t forget to include your stereo system, your cell phones, your computers (including laptops, if you didn’t grab them on the way out), televisions, jewelry, designer clothing, exercise equipment….the list goes on and on, and the number’s probably going to be pretty high before it’s all said and done. That’s not a loss you want to have to pay for out of pocket when the solution is sitting there staring you in the face.

The average homeowners insurance policy costs less than $1,000 a year. You’re going to spend more than that in groceries and dining out before the end of this year. Less than $1,000 a year to prevent you from complete financial ruin if something happens to your condo and you didn’t take the time to look beyond your condo association’s homeowners policy. Homeowners insurance is an essential part of every standard condo deal, regardless of where in the country it’s located, and that includes yours.

Before you might be looking for Hawaii listings to check some available real estate properties for sale, or Hawaii condos for sale, try to think first which island you will be establishing your own abode before jumping in to some of the websites that offer Hawaii home search.

Surely, you have been known that Hawaii is composed of different islands which offers you a different experience for you to enjoy. These islands are also typically different from each other. Nevertheless, Hawaii real estate is has a variety of choices for different people who like to get a different rhythm of their life.

Oahu: Urban Dwelling in Tropical Paradise

If you are dreaming of those white sand beaches, you better be moving yourself to Oahu. Of all the islands, Oahu is the most populous. Considering that the state capital of Honolulu, Oahu is a typical continental urban place you will find in Hawaii. Major Industries in the islands are found in the city with lots of establishments. It is like transplanting a continental urban dwelling into this island with all major infrastructure of an American City present in the place.

Oahu is also the home of the famous Waikiki Beach. With its proximity to Honolulu airport, most tourists find it easier to stay in the island instead of hopping along different islands of Hawaii. For those who would like to combine urban dwelling and at the same time enjoying the tropical life, Oahu is the place to be.

However, Hawaii condos for sale in Oahu are much higher as compared to other places in Hawaii. With its proximity to major transportation gateway and the state capital, you will surely get a price which is quite the same as those which are in the continental urban areas in United States.

Nevertheless, you can check out some Hawaii Listings and Hawaii home search for available deals online in the Island of Oahu.

Maui: The Next Best Thing in Hawaii

Among the islands, Maui is one of the places in Hawaii that is growing faster. With some of the Cities like Wailuku, Kahului, and Ka’anapali, Maui has grown to become one of the major destinations in Hawaii. It is also a surfers delight with big waves moving in to the islands due to its strategic location in the Pacific Ocean.

While the city enjoys faster development, nevertheless, some parts of the islands have never been touched. For this reason, it is one of the biggest Hawaii real estate potential. Getting a piece of Hawaii condos for sale is a good deal in this island. You can still check for some of the less expensive condo units in islands at Hawaii home search or some Hawaii listings.

Kauai : Setting a Laid Back Life

For those of you who have been used to a laid back life, Kauai is the place to be. Unlike other islands which have been rapidly developing through time, Kauai prides itself to remain the serenity of the island. It also has lots of pristine beaches. Check on some Hawaii Listings for condos for sale and home searches for available real estate lots in Kauai.

Hawaii: Eco Trekkers Delight

The biggest among the islands has all what you got. Urban Cities along the coastline and at the same time large stretch of beaches the best among all in the islands. The island has lots of rainforests and active volcanoes which surely adds value to eco tourism. Nature lovers will surely love to get a piece of Hawaii real estate in this island.

Knowing ahead what stores for you in these islands can let you go on your option and at the same time your budget to get a piece of Hawaii Real estate. No matter what kind of rhythm you want to have in this new home, Hawaii always have something special to offer for you.