Renters Liability Insurance: Whose Responsibility is it?

If you’re a renter trying to get ahead in life, it would be in your best interest to obtain a renters insurance policy. Here’s what you receive with a standard policy: personal possessions coverage, some liability coverage and external living expenses coverage for when your residence is damaged to the point where you have to [...]

Florida condo water damage liability

Our upstairs neighbor’s washing machine blew up and flooded our flat. We have had several thousand dollars worth of damage, but we do not have an insurance for our flat. Does our neighbor’s insurance need to cover this?

My hot waterheater burst & water caused damage to the condo below. Should my liability insurance cover it?

I have additional insurance beyond what the condo association covers. I have liability insurance and have filed a claim but they are saying it will most likely be denied because I was not negligent becuase as far as I knew the water heater was in good shape. My insurance company says that the owner below [...]

What liability should I consider when purchasing Condo Insurance?

When purchasing a Condo Insurance, how far should I go with liability protection? Can HOA or my neighbors as individuals sue me if it was my barbeque grill (lit cigarette, etc.)?